• Get a 1% fuel surcharge waiver, on every transaction between Rs. 500 to Rs.4,000, at any petrol pump across the country. Purchase fuel worth Rs. 500 to Rs. 4,000, to avail this benefit
• Get a maximum surcharge waiver of Rs. 250 per statement cycle, per credit card account

• Enjoy exclusive access to premium MasterCard lounges in India
• 8 complimentary visits per year to Domestic MasterCard Lounges in India (Max. 2 visits per quarter)
• Click here for Airport Lounges list

• Use your TATA STAR Platinum Card over 24 million outlets across the globe, including 3,25,000 outlets in India
• Make payments through your Card at all places, accepting MasterCard

• TATA STAR Platinum Card offers you great flexibility of payment
• Plan your outstanding payments with extended credit option
• You can pay any amount from the minimum amount due to the total outstanding amount due as shown in your Monthly Statement
• Carry forward the unpaid balance at one of the lowest finance charges available

• Apply for add-on cards for your spouse, parents, children or siblings above the age of 18

• Withdraw cash from over 1 million Visa or MasterCard ATMs across the globe
• Please check the logo on the front of your card before withdrawing money

• With TATA STAR Platinum Card, book your railway tickets online and enjoy home delivery
• Follow the given steps for booking railway tickets:
  • Register at irctc.co.in: Create a user ID and password and log in using the same
  • Follow the instructions on IRCTC website and book your tickets
  • Make payment, using TATA STAR Platinum Card through either of the two payment gateways, which accept all MasterCards
  Please note that all transactions on irctc.co.in are governed by terms and conditions of irctc.co.in

• With TATA STAR Platinum Card, make online payment of your utility bills, comprising electricity, insurance, or telephone

• For any query or concern, please call our 24x7 available Tata Cards Customer help line
  If calling from BSNL/MTNL, please call 1800 180 8282,
  If calling from any other number, call 39 02 34 56
• Our Global Customer Assistance Services is available across the world

• Save money while paying your credit card dues
• Transfer the outstanding balance of other credit cards to TATA STAR Platinum Card, offering lower rate of interest

• Flexipay, our easy installment plan, lets you shop without worrying about payment
• We make it possible for you to repay in easy monthly installments
• Enjoy lower rate of interests
• You can choose the Flexipay plan suitable to you through a phone call, within 30 days of purchase

• Get your monthly statements mailed to your in-box, every month
• No postal delays, lost statements, or fear of late payments
• Giving you global access 24/7

*T&C Apply

• Annual Fee (one time): Rs. 2,999+GST
• Renewal Fee (per annum): Rs. 2,999+GST
• Add-on fee, per annum: Nil

• Interest free credit period: 20-50 days, only for retail purchases, if previous months outstanding balance is paid in full
• Finance charges^#: Upto 3.35% p.m. (40.2% p.a.) for Unsecured Cards; 2.5% p.m. (30% p.a.) for Secured Cards
• Minimum amount due: 5% of total outstanding, with a minimum of Rs. 200 + all applicable taxes + EMI (in case of EMI based products)+OVL amount (if any)

• Cash advance limit: Up to 80% of credit limit, counting to maximum of Rs. 15,000 per day for TATA STAR Platinum Cards
• Free credit period: Nil
• Finance charges : Up to 3.35% per month, accounting to 40.2% per annum, from the date of transaction

• SBI and other domestic ATMs: 2.5% of transaction amount (subject to a minimum of Rs. 500)
• International ATMs: 2.5% of transaction amount (subject to a minimum of Rs. 500)

• Card Replacement Fee: Rs. 100 – Rs. 250
• Cheque Pick Up Fee: Rs. 100
• Cheque Payment Fee: Rs. 100 
• Payment Dishonor fee: 2% of the payment amount ,(subject minimum of Rs. 450)
• Statement retrieval: Rs. 100 per statement that is more than 2 months old
• Charge slip retrieval: Rs.225 per charge slip
• Late payment:
  • NIL for Total Amount due from Rs.0-Rs.200;
  • Rs. 100 for Total Amount due greater than Rs. 200 & up to Rs. 500;
  • Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000;
  • Rs. 600 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000;
  • Rs. 800 for Total Amount due greater than Rs. 10,000 & up to Rs. 25,000;
  • Rs. 950 for Total Amount due greater than Rs. 25,000
• Over limit: 2.5% of over limit amount,(subject to minimum of Rs. 500)
• Card replacement: Rs. 100
• Emergency card replacement, when abroad: The actual cost of card will be charged, counting to minimum of $175
• Foreign currency transaction: Conversion mark up - 3.5%
• Cash upgrade fees: Rs. 500

• Railway tickets through counter: Rs. 30 + 2.5% of transaction amount
• Railway tickets through irctc.co.in : 1.8% of transaction amount + all applicable taxes
• Petrol and other products or services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 4,000, exclusive of applicable taxes, wherever applicable, and all other charges. Maximum surcharge waiver of Rs. 250 per month per credit card account
• 1% of transaction amount for transaction Amount Between Rs. 500 to Rs. 4,000

• All payments made for a cardholder account will be settled in the order of Minimum Amount Due (which is inclusive of all applicable taxes + EMI on EMI based products + 5% of Total Outstanding),Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.

• Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
• All applicable taxs, as applicable on all above fee, interest and charges.

Your continued use of the card will be deemed acceptance of these amendments.

TATA STAR Platinum Card help line numbers:

From BSNL/MTNL numbers    1800 180 8282

From all other numbers    39 02 34 56
Prefix your STD code if you use your mobile phone.

All information in this communication is correct as per August 2018 and is subject to change at the discretion of SBICPSL. Tata Cards Most Important Terms and Conditions are also available at tatacard.com