TATA CARD
Payment Options
Track Application
Forms Central
Contact Us
Feedback
Sitemap
Banner Image

Tata Titanium Card

 

Welcome Offers

Amazing offers/ vouchers from Tata Partner outlets and other national brands

Joining Offers

Get 500 Empower Points worth Rs 500 on total spends of Rs 2000 or more within 60 days of receiving the card

Value Back

Up to 5% Value back on spends on Tata Outlets

Empower Points

Get 3X Points per Rs 100/- on Departmental and Grocery stores
Get 1 point per Rs 100/- on other Retail Spends
1 Reward Point = Re 1

Spend Based Fee Reversal

Spend Rs 75000 or more in a year and get your annual fee waived off

Enjoy Complete Fuel Freedom

Get the freedom from paying 2.5% fuel surcharge across all petrol pumps. Save money every time you tank up.

 

Worldwide Acceptance
Your Tata Titanium Card can be used in over 24 million outlets across the globe, including 3, 25,000 outlets in India. Just look for the MasterCard sign of acceptance and present your card for payment.

Credit Facility
Your Tata Titanium Card now offers you great flexibility of payment. With the extended credit option you can plan your outstanding payments as is suitable to you. You can pay any amount from the minimum amount due to the total outstanding amount due as shown in your Monthly Statement. You can then carry forward the unpaid balance at one of the lowest finance charges available.
Add-on Cards - Enhanced Power to your family
You can now conveniently take care of the needs of your loved ones. Your Tata card now lets you apply for add-on cards for your spouse, parents, children or siblings above the age of 18.

0% Fuel Surcharge
Your Tata Titanium Card provides you with the unique benefit and convenience of a fuel surcharge waiver. Simply use your Tata Card to buy petrol, diesel and lubricants at all petrol pumps outlets and you need not pay any fuel surcharge. All you have to do is to purchase fuel for amounts between Rs. 500 and Rs. 3000 every time per transaction to avail this benefit.

Cash on the go
As a Tata Cardholder, you can withdraw cash from over 1 million Visa/MasterCard ATMs (Please check the logo on the front of your card before using) across the globe, including 18,000 ATMs in India. In addition to this, you get access to over 10,000 SBI ATMs across 100 plus cities in India.
Book your railway tickets online
Now book your railway tickets online and getting them delivered at your doorstep. Experience the convenience of booking your tickets online with your Tata Titanium Card. All you need to do is:
1. Register free of cost on www.irctc.co.in
2. Log-in with your username and password on www.irctc.co.in
3. Book your ticket as per instructions on the website
4. Make payment through your Tata Card on the website through either of the two payment gateways which accept all MasterCards. Kindly note: All transactions on www.irctc.co.in are governed by terms & conditions of www.irctc.co.in

Utility Bill Payment Facility
With the Easy Bill Pay facility from Tata Titanium Card you can be rest assured you will never ever forget paying your utility bills on time. All your utility bills like electricity, insurance, telephone will get paid before the due date with this facility from Tata Titanium Card.

Guaranteed peace of mind
Your sense of security is our priority. Tata Titanium Card automatically gives you complete peace of mind with our Tata Card Customer Helpline and 24-hr. Global Customer Assistance Services available across the world in case of any emergency.

Balance Transfer
Here’s your chance to save money while paying your credit card dues! Tata Titanium Card brings you a fast and convenient way to transfer the outstanding amount from your other card to your Tata Titanium Card at the lowest rates of Interest.

Flexipay
Flexipay, the easy installment plan from Tata Titanium Card lets you buy just about anything and repay in easy monthly installments. Choose the plan best suited to your financial needs and avail of a low rate of interest. All this through a simple phone call within 30 days of your purchase. Call the Helpline for details now!

Convenience of Technology E-statement
No postal delays. No lost statements. No late payments. Just the convenience of getting your monthly statement delivered directly to your email inbox. Giving you global access 24 hours and seven days a week.

Fees

Joining Fee (One time) Rs. 499
Annual Fee (p.a.) + Rs. 499
Add-on Fee (p.a.) Nil

Extended Credit

Interest Free Credit Period 20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full)
Finance charges Upto 3.35% p.m. (40.2% p.a.) from the transaction date
Minimum Amount Due 5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax

Cash Advance

Cash Advance limit Upto 80% of Credit Limit 
Free Credit Period Nil
Finance charges Upto 3.35% p.m. (40.2% p.a.) from the transaction date

Cash Advance fee

SBI ATMs/Other Domestic ATMs 2.5% of withdrawal amount or 300/- (WIH) per transaction
International ATMs 3% of withdrawal amount or 300/- (WIH) per transaction

Other Charges & Fees

   
Cheque Pickup Rs 90/-
Cheque Bounce/ Invalid Cheque 2% of Cheque dishonor amount (Min Rs. 350, Max Rs. 500).
Statement Retrieval Rs. 100 per Statement (> 2 months old)
Chargeslip Retrieval Rs. 225 per Chargeslip
Late Payment NIL for Total Amount Due upto Rs. 200;
Rs. 100 for Total Amount Due from Rs. 201 - Rs. 500;
Rs. 200 for Total Amount Due from Rs. 501 - Rs. 1,000;
Rs. 350 for Total Amount Due from Rs. 1,001 - Rs. 5,000;
Rs 550 for Total Amount Due from Rs 5,001 - Rs 10,000;
Rs. 750 for Total Amount Due above Rs. 10,001
Overlimit 2.5% of Overlimit Amount (Min. Rs. 500)
Card Replacement Rs. 100
   
Foreign Currency Transaction Conversion mark up: 3.5%
Card Upgrade Fee Upto Rs. 500
   

Surcharge

Railway Tickets - Railway Counters Rs. 30 + 2.5% of transaction amount
Railway Tickets - www.irctc.co.in 1.8% of transaction amount + service charge, as applicable
Petrol & all products/services sold at petrol pumps 0% surcharge for single transaction spend between Rs. 500 & Rs. 3000.
Maximum surcharge waiver of Rs 100 p.m. per credit card account.

Order of Payment Settlement

  Minimum Amount Due ( which is inclusive of GST + EMI on Loan plans + 5%of Total Outstanding ) , followed by Fees and other charges, Interest Charges, Balance Transfer Outstanding, Retail Outstanding and Cash Advance.

# Card finance charge is dynamic and will be based on the cardholder's usage and payment patterns and is subject to periodic review.

* Nil on Cash advance.
** Insurance is optional and a subject matter of solicitation.
*** Cheques payable outside clearing zones not accepted. We accept payment through local cheques /drafts payable in Delhi only.
Service tax as applicable on all above fee, interest and charges.

Your continued use of the card will be deemed acceptance of these amendments.

SBI Card Helpline
From BSNL/MTNL Lines 1800 180 8282
From All Other Lines 6000 8000

All information in this communication is correct as per September 2012 and is subject to change at the discretion of SBICPSL. Tata Card Most Important Terms and Conditions are also available at www.tatacard.com

To apply please write to us at apply@tatacard.com, with your full name, city and contact detail. Our Executive will get in touch with you shortly.



Cardholder Agreement | Grievance Redressal | Terms & Conditions | Do Not Disturb | Most Important Terms & Conditions | Offer Terms & Conditions | Security
About Us | Disclaimer | Escalation Matrix | Fair Practice Code | Credit Bureau FAQs | Privacy Policy | Order of Payment Settlement

Registered Address: SBI Cards & Payment Services Private Limited
Unit 401 & 402, 4th Floor, Aggarwal Millennium Tower, E 1,2,3, Netaji Subhash Place, Wazirpur, New Delhi - 110034