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Balance Transfer

Balance Transfer

Why pay more when you can save?
Pay other bank's card outstanding balance
at lower interest with Tata Card

T&Cs apply

Choose the plan that suits you the most

0% interest
for 60 days
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Processing fee: 2% or Rs. 199, whichever is higher
1.7% interest p.m. for 180 Days
Learn more
Zero processing fee

Balance Transfer

Transfer your other bank credit card balances to Tata Card and enjoy a lower rate of interest. Save money and pay back through convenient payment options.

  • Consolidate your multiple balances into one by transferring all of them to Tata Card
  • Easy payment options
  • Lower interest rates
  • Due to the impact of COVID-19, Balance Transfer payment will be made via NEFT, directly to your other bank credit card account, instead of cheque. Stay at home, stay safe.


  • Transfer the outstanding on your other bank’s Visa Credit Card to your Tata Card within 3 working days
  • If you use any card other than Visa, you will receive a cheque within 5 working days

Q 1. What is Balance Transfer (BT)?

Balance Transfer (BT) facility on Tata Card enables the cardholders to transfer their outstanding credit balances from any other credit card, issued by a different bank, to their Tata Card at lower rates of interest.

Q 2. How can I book BT?

You can book BT in 3 simple ways, as per your convenience:

  • Log on to your Tata Card online account
    • Click on the ‘Benefits’ link on left hand navigation and select ‘Balance Transfer’
    • Enter details & confirm to book BT instantly
  • SMS BT to 56767
  • Call up our Tata Card helpline at 3902 3456 (prefix local STD code) / 1800 180 8282 (from BSNL/MTNL lines)

View all FAQs

Other Lower Interest options