• This marketing program (“Program”) is from SBI Card & Payment Services Private Ltd. (“SBICPSL”) under an arrangement with Ask Apollo (“Merchant”) and is open to all residents of India holding a valid and current Tata Cards(“Cardholder”) and to whom a communication is sent either by SBICPSL and/or Merchant.
• The Validity of the Program (“Term”) is till 30^th September ‘18, unless extended by SBICPSL and the Merchant.
• Under this Program, a Cardholder can avail exclusive discount on purchases at services of Ask Apollo only, www.askapollo.com/online-consultation, using Tata Cards during the offer term.
• Offer details:
  • ADDITIONAL 10% DISCOUNT ON ONLINE CONSULTATIONS
  • Applicable across all doctors & specialties
• How to redeem the offer:
  • Visit askapollo.com/online-consultation; Select consultation service
  • Coupon code to be used at the checkout page of the Ask Apollo website or the mobile app. Coupon: SBI10
• The discount will be billed in the Invoice at time of the payment on correct application of promo code.
• Tata Cards is not liable for any lapse in application of the discount at time of payment, on part of the customer or the billing executive.
• There is No Return policy on products sold.
• All the existing offers, promo codes, gifts, discounts etc. that are being offered by the Merchant can be availed by the Cardholders over and above of the exclusive offer as mentioned in the communication
• Coupon codes for different offers/products can’t be clubbed together.
• The Cardholder can avail this discount at the time of purchase/transaction. Any query regarding this Program shall only be entertained till 31 September’18. Post such date; SBICPSL will not entertain any correspondence or communication regarding this Program from any cardholder.
• This Program is not applicable on Tata Corporate Card.
• SBICPSL does not endorse any of the products or brands being offered under the Program and will not accept any liability pertaining to the quality, delivery or after sales service of such products which shall be at the sole liability to Merchant.
• Pictures of products shown in the communication sent to the customer either through mailers or advertised on our website, are representative only and may not bear a resemblance to the actual products. SBICPSL shall under no circumstances be responsible towards the same.
• Products offered under this Program are subject to availability from the respective participating outlets of Merchant and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products.
• Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by SBICPSL or by Merchant
• All government levies such as sales tax, TDS, local taxes, octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
• Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at New Delhi and language of arbitration shall be English. The existence of a dispute, if at all, shall not constitute a claim against SBICPSL.
• Cardholders are not bound in any way to participate in the Program and any participation is deemed to be voluntary.
• SBICPSL reserves the right to modify or change any of the terms and conditions applicable to this Program at any time at its own discretion.

Ask Apollo Services Terms & Conditions

Ask Apollo (services run by Apollo Hospitals Enterprise Limited) is providing online consultations with Apollo Hospitals Doctors using video conference/voice calling/offline consulting (E-MAIL) (“Tele-Consultation”) through its website/call centre. The following terms and conditions govern all the transactions with respect to tele-consultations including appointment booking and refund and all other transactions through the website or through its authorized third party websites.

The Ask Apollo services available on the Website do not in any way constitute an invitation or recommendation to avail the tele-consultation Services. The services provided through the Website are not intended in any ways to be a substitute for face to face consultation with a doctor. Ask Apollo advices the users to make independent assessment in respect of its accuracy or usefulness and suitability prior to making any decision in reliance hereof. Terms 'you' and 'your' hereafter refers to the user both registered and unregistered who is using/browsing through the Ask Apollo website (www.askapollo.com) and/or partner websites and/or availing any of the services from Ask Apollo.

Availability, Appointment, Rescheduling, Free review and/or Cancellation :

• Tele-consultations shall be available for Family Physician & multi specialties
• Tele-consultation from a specific doctor/physician shall be available subject to his/her availability/willingness/discretion. Confirmation of your appointment with a specific doctor/physician, as per his/her availability, shall be sent to you via SMS and/or email. Ask Apollo reserves the right to reschedule or cancel an appointment without any prior notice
• The time provided for consultation to you is indicative and actual consultation time may change depending on the consulting Doctor's discretion
• Your consulted Physician reserves the right to provide Post consultation free review
• Consultations can be booked, rescheduled or cancelled only within the stipulate time limits mentioned below:

Information and Documents required :

• You are solely responsible for the medical, health and personal information you provide in Ask Apollo. The advice of the doctor will depend upon the information you provide in Ask Apollo
• User discretion is advised while submitting/uploading your required personal and clinical information on the specified place and selecting the Doctor for seeking appropriate advice related to condition of the patient. This information shall include patient’s details including contact details, medical history, testing/investigations results/reports, prescriptions, card holder name and other relevant details
• Ask Apollo services are available for use for children, but the Registered Member for all patients under the age of 18 must be the patient’s parent or legal guardian. If you register as the parent or legal guardian on behalf of a minor, you will be fully responsible for complying with these Terms of Use
• If the information provided by you is false/deceptive/inaccurate or misleading, Ask Apollo reserves the right to cancel your appointment without assuming any liability whatsoever. Hence, it’s advised to submit/upload all relevant and accurate information on the portal
• The information provided by you may be used by for the purpose of services including analysis, research, training and disclosure (where required) to its affiliates, agents and government authorities
• The information provided by you can be kept with Ask Apollo indefinitely and can be used without revealing your identity

Equipment and connectivity requirement :

• The services available on the website shall be provided to you via audio/video consultation, or as an offline review through e-mail. Please ensure that you are equipped with proper video conference equipment and internet connectivity as mentioned or is relevant for the service you want to avail. In case of inadequate video conference equipment, technical error or defective internet connectivity Ask Apollo reserves the right to reschedule or cancel your appointment without any notice
• You understand and acknowledge that there will not be any physical examination involved and the consultation services shall be provided remotely. The opinion delivered by the doctor / physician shall solely be based on the verbal communication between the concerned doctor or the physician and the patient and the test reports and other information provided/uploaded by you on the website
• Ask Apollo or the consulting Doctor/Medical Practitioner shall not be liable for misdiagnosis / faulty judgment / interpretation error / perception error/Adverse events/ inefficacy of prescribed treatment or advice/validity of the advice or prescription provided by the consulting Doctor in your country of residence/ unavailability of the recommended or prescribed treatment or medication under any condition or circumstances. Users are advised to use their discretion for following the advice obtained post consultation from Ask Apollo
• Ask Apollo Services are not meant in any way for emergency and life-threatening conditions. It is advised to take the patient to the nearest hospital in such cases

Cookies :

• Ask Apollo, like many other websites uses “Cookies”. Cookies are small data files that a Website stores on your web browser. These are used for the purpose of storing your preferences previous activities browsing activities, profiling and tracking behaviour on this Website. By visiting Ask Apollo Website you acknowledge, accept and expressly authorize Ask Apollo for the placement of Cookies on your web browser

Electronic Payments/ Refunds :

• Ask Apollo offer’s online mode of payment. You may use internet banking or debit/credit card for making payment for consultation charges. You shall be directed to our trusted payment gateway partners once you proceed to make payment of Service Fees
• Ask Apollo shall not be liable in any manner whatsoever, if incorrect or inaccurate credit / debit card details are provided by you for making the payment of consultation Fees or you use a credit/ debit card which is not lawfully owned by you or if you permit a third party to use your password or other means to access your account
• Ask Apollo shall keep the aforesaid information confidential at all times and shall not utilize and share the same with any of the third parties unless is an authorized third party website and / or required by law regulation or court order
• Refunds may be made in case a request is raised by the user by clicking the cancel button in the user dashboard in Ask Apollo website within the stipulated deadline mentioned in the refund & cancellation table above
• Refunds will only be made against genuine and trackable cancellation requests generated by you by clicking on the cancellation button provided in the Ask Apollo user dashboard in your Ask Apollo account. Refund request against delays, nature of advice obtained, efficacy of treatment, health outcomes of consultation will not be entertained
• Refunds may be processed within 15 working days from the receipt of a request from you. All communications with regards to refund should be sent to info@askapollo.com
• You have the option to reschedule or cancel a booked Specialist or Family physician appointment, strictly within the stipulated deadlines as mentioned in the refunds and cancellations table above
• Ask Apollo reserves the right to modify / implement a new pricing structure at any time prior to billing you for your initial payment or for future payments

Use of content & Copyright :

• Ask Apollo owns the website as well the intellectual property contained thereon including all programs, processes, designs, software, technologies, trademark, trade names, inventions and materials therein and all the services offered by the doctors / physicians or others on the Website
• You shall not use the content available on the website without the prior written permission of Ask Apollo

Privacy and Security :

• Ask Apollo uses secure encryption technology to keep your information safe and secured at all time. Apollo is committed towards maintaining the privacy of the information uploaded by you on the website and complies with the industry standard security safeguards for the purpose of securing the website and the information provided/uploaded by you
• Ask Apollo uses all reasonable endeavors to ensure the integrity of the online payment facility’s security. Despite our endeavors, breaches of security and confidentiality could occur. You acknowledge that we are not liable for any loss suffered by you as a result of any breaches in security

Indemnity :

• You agree and undertake to indemnify and keep indemnified Ask Apollo, the concerned doctor/physician and Apollo Hospitals for any losses, costs, charges and expenses including reasonable attorney fees that the concerned doctor/physician and Apollo may suffer on account of (a)misdiagnosis / faulty judgment /interpretation errors / perception error arising from (i)your failure to provide correct and / or complete clinical information / history about the patient in timely and clinically appropriate manner; or (ii)suppression of material facts; or your failure to provide relevant clinical information about the patient; or (iv) misinterpretation of the advice / prescription / diagnosis by you; or (v) failure to follow doctor’s advice / prescription by you; or (b) incorrect or inaccurate credit / debit card details provided by you; or (c) using a credit / debit card which is not lawfully owned by you; or (d) if you permit a third party to use your password or other means to access your account

Disclaimer :

• Ask Apollo provides the services on “as is” basis and expressly disclaims all representations, warranties or conditions of any kind, either expressed or implied, as to the operations of the website, the information, content, service provided through or in connection with the website
• In no event shall Apollo be responsible for any third party misuse for the data and for any acts, deeds and circumstances beyond the control of the management of Ask Apollo
• You agree and acknowledge that you are solely responsible for your conduct

Limitations of liability :

• In no event shall Ask Apollo be liable for any direct, indirect, punitive, incidental, special or consequential damages or any damages whatsoever including without limitations, damages for loss of use, data or profits, arising out of or in any way connected with the use of Ask Apollo services

Termination :

• This arrangement may be terminated by either party at any time, with or without cause
• Ask Apollo reserves the right to refuse the use of services immediately in case your conduct is deemed by Ask Apollo to be in contravention of applicable acts, laws, rules and regulations or considered to be unethical / immoral

12. Modification of Terms and conditions of service :

• Ask Apollo may at any time, without any prior notification to you, modify these terms of conditions
• Please review the latest version of the terms and conditions before proceeding to avail the service
• If you continue to use the service, it shall be deemed that you agree and abide by the modified terms and conditions

General Terms and Conditions :

• This agreement shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts at Hyderabad
• Ask Apollo makes no representation that the services are appropriate for patients in any other location except India as Apollo operates and controls this websites from India
• If any part of the agreement is determined to be invalid or unenforceable pursuant to applicable law then the said provision will be superseded by a valid, enforceable provision and the remainder of the agreement shall continue in effect
• You acknowledge that the relationship created through your use of this website shall be of principal to principal. You shall not represent yourself as a representative agent or employee of Ask Apollo
• You represent and warrant that you’re not a minor (i.e., you are above 18 years of age) and that you are competent and eligible to enter into legally binding agreement

The terms and condition herein form an agreement. Please read this agreement carefully and if you are not agreeable to any terms and condition please do not proceed further.
By proceeding further to avail services you signify that you read through, understood and accepted aforementioned terms and conditions of use of service. You must agree to the above terms and conditions in order to avail the services through the website.
If you have any queries or need any clarification or assistance please contact us at info@askapollo.com.