-
New User?
Flexipay
With TATA Credit Card, you can convert your transactions into easy installments. Make big purchases and enjoy paying back with our flexible pay back options.
- Convert your transactions into Flexipay within 30 days of the purchase
- Any transaction of Rs. 200 and above can be converted to Flexipay
- Minimum booking amount Rs. 2500
Fees and Charges
One Time Processing Fee
- ZERO Processing Fee for tenure of 24 and 36 months. For all other tenures, a 1% of the booking amount or Rs 2000 whichever is less will be applicable
Foreclosure Charges
- If you want to foreclose your Flexipay plan, a 3% foreclosure fee will be levied on the outstanding principal amount
Q 1. What is Flexipay?
Flexipay is a facility offered to existing Tata Credit Cardholders to convert their big purchases into easy monthly instalments post the transaction is debited to card. The minimum Flexipay booking amount must be greater than or equal to Rs. 2,500. Cardholders can club multiple transactions of Rs. 200 and above done within 30 days to reach the Minimum Booking Amount. Please note that this facility is not available on cards that are flagged as delinquent or blocked.
Q 2. How can I book Flexipay?
You can convert your transaction into Flexipay instantly in 2 simple ways-
- Log on to your Tata Card online account
- Click on ‘Flexipay under the Benefits section ’ on the left hand navigation
- Select the transaction(s) > Rs. 200 you want to convert into Flexipay, select the tenure and rate of interest and confirm the booking
- Call the Tata Card helpline to book Flexipay
- 39 02 34 56 (prefix local STD code)
- 1800 180 8282 (for BSNL/MTNL lines)
Your request to convert your transactions into Flexipay will be processed within 5 working days. We will also send you a confirmation SMS on your registered mobile number.
Other Lower Interest Options
Balance Transfer
Save money with lower interest rates. Just transfer your outstanding balance to Tata Card.
Learn MoreBalance Transfer on EMI
Transfer your outstanding to Tata Card. Save more with lower interest rates & pay back in EMIs.
Learn more