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Know more about Flexipay facility

Repay in a period of 6, 9, 12 and 24 months
Installments as low as Rs. 52 per Rs. 1,000


With Tata Card, you can convert your transactions into easy installments. Make big purchases and enjoy paying back with our flexible pay back options.

  • Convert your transactions into Flexipay within 30 days of the purchase
  • Any transaction of Rs. 500 or above can be converted to Flexipay
  • Minimum booking amount Rs. 2500

Fees and Charges

  • Flexible options to pay back big transactions
    Tenure Option Monthly
    installment (Rs.)
    * Per Rs. 1,000
    6 Months 177.5
    12 Months 93.5
    24 Months 51.9

    *installment calculation basis rate of interest of 22% per annum
  • A one-time processing fee of 2%, up to a minimum of Rs. 249 and a maximum of Rs. 1,500 will be levied
  • Interest of 22% per annum, or as per applicable offer
  • If you want to foreclose or cancel your Flexipay plan, a 3% cancellation fee will be levied on the outstanding principal amount

Q 1. What is Flexipay?

Flexipay is a facility offered to existing Tata cardholders to convert their big purchases into easy monthly instalments. Any Tata Card holder, with a transaction greater than ₹ 500 can convert the said transaction into Flexipay within 30 days. Please note delinquent or blocked card holders would not be able to avail this service.

Q 2. How can I book Flexipay?

You can convert your transaction into Flexipay instantly in 2 simple ways-

  • Log on to your Tata Card online account
    • Click on ‘Flexipay under the Benefits section ’ on the left hand navigation
    • Select the transaction(s) > Rs. 500 you want to convert into Flexipay, select the tenure and rate of interest and confirm the booking
  • Call the Tata Card helpline to book Flexipay
    • 39 02 34 56 (prefix local STD code)
    • 1800 180 8282 (for BSNL/MTNL lines)

Your request to convert your transactions into Flexipay will be processed within 5 working days. We will also send you a confirmation SMS on your registered mobile number.

View all FAQs

Other Lower Interest Options